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Do kids need dental insurance?

Healthy teeth can mean a lifetime of bright smiles. You want that for your kids, and providing dental insurance can help. According to the National Institute of Dental and Craniofacial Research, 42% of children ages 2 to 11 have cavities in their primary teeth. 1 More than 20% of children ages 6 to 11 have cavities in their permanent teeth.

Are pediatric dental plans covered by health insurance?

In the federal and state run Marketplaces, pediatric dental plans are available as part of a health care plan, as a bundled offer or as a stand-alone plan. In the federal Marketplace, you cannot purchase a stand-alone dental plan without purchasing health care insurance. Stand-alone dental plans are not covered by federal subsidies.

Why should you buy pediatric dental insurance?

Dental insurance can help you access affordable, regular dental care for your children. Oral healthcare is an essential health benefit. Insurance can reduce costs for routine and emergency care. Choosing a plan for your child can be confusing. We’ve researched the best pediatric dental insurance to help you make the best choice.

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